https://singular-state.com Advanced technical expertise for feasibility, prototyping and modernization. We build the working pilot and ramp up your team to take it forward. en-US https://singular-state.com/articles/adverse-action-notices-language-models/ https://singular-state.com/articles/adverse-action-notices-language-models/ Mon, 07 Sep 2026 00:00:00 +0000 Regulation B requires the specific principal reasons the decision actually used. A fluent explanation of a decision the model did not make is the failure, and the CFPB circulars people cite were withdrawn in 2025. https://singular-state.com/articles/eu-ai-act-risk-tiers-and-prototypes/ https://singular-state.com/articles/eu-ai-act-risk-tiers-and-prototypes/ Mon, 07 Sep 2026 00:00:00 +0000 Obligations attach to role, risk class, and the act of placing on the market. Real-world testing is carved out of the pre-market exclusion, and the 2026 amendments moved the high-risk dates. https://singular-state.com/articles/model-risk-management-generative-ai-scope/ https://singular-state.com/articles/model-risk-management-generative-ai-scope/ Mon, 07 Sep 2026 00:00:00 +0000 SR 26-2 replaced SR 11-7 in April 2026 and its footnote 3 puts generative and agentic AI outside scope. Being out of scope routes the work elsewhere; it does not remove it. https://singular-state.com/articles/nist-ai-rmf-and-iso-42001/ https://singular-state.com/articles/nist-ai-rmf-and-iso-42001/ Mon, 07 Sep 2026 00:00:00 +0000 One is a voluntary risk framework applied to a system, the other a certifiable management system applied to an organisation. Cited as alternatives, they answer different questions and neither certifies an application.